Moving to
New Zealand
The real numbers for New Zealand: take-home pay after tax, the true cost of living in Auckland, and how expats and nomads get a visa.
Take-home pay
Net salary in New Zealand after income tax and social security:
Progressive PAYE rates (2025/26 thresholds) plus a small capped ACC earner levy; no general social security tax.
Cost of living · Auckland
Visa
No dedicated nomad visa, but since 2025 visitors may work remotely for overseas employers for up to 90 days.
Very safe and easygoing, with low violent crime.
Dial 111 for police, ambulance or fire.
Get paid in your home currency, spend in NZD, skip the ~3% bank markup.
Nomad-friendly cover that works from day one — most visas require it.
Moving to New Zealand — FAQ
Is there income tax in New Zealand?
Yes. New Zealand taxes income on progressive brackets. On a $60,000 salary the effective rate is about 25.5%, leaving roughly $44,688.
Can digital nomads get a visa for New Zealand?
New Zealand has no dedicated digital-nomad visa. No dedicated nomad visa, but since 2025 visitors may work remotely for overseas employers for up to 90 days.
How much does it cost to live in Auckland?
A single person needs roughly $2,400/month in Auckland, and a family around $5,500/month, all-in.