Moving to
Ecuador
The real numbers for Ecuador: take-home pay after tax, the true cost of living in Quito, and how expats and nomads get a visa.
Take-home pay
Net salary in Ecuador after income tax and social security:
Ecuador uses the US dollar, so the progressive 0–37% brackets shown are the actual 2025 USD thresholds; IESS social security is a flat 9.45% for employees.
Cost of living · Quito
Visa
The Rentista/digital-nomad visa requires ~$1,275/month (3× minimum wage) of foreign income, plus $250 per dependent; valid up to two years and renewable.
Typical income requirement: $1,275/month.
Security has deteriorated with rising organized crime, so stay alert and avoid higher-risk areas.
Dial 911 for police, ambulance or fire.
Get paid in your home currency, spend in USD, skip the ~3% bank markup.
Nomad-friendly cover that works from day one — most visas require it.
Moving to Ecuador — FAQ
Is there income tax in Ecuador?
Yes. Ecuador taxes income on progressive brackets. On a $60,000 salary the effective rate is about 23.6%, leaving roughly $45,841.
Can digital nomads get a visa for Ecuador?
Yes — The Rentista/digital-nomad visa requires ~$1,275/month (3× minimum wage) of foreign income, plus $250 per dependent; valid up to two years and renewable.
How much does it cost to live in Quito?
A single person needs roughly $800/month in Quito, and a family around $2,200/month, all-in.