Moving to
Canada
The real numbers for Canada: take-home pay after tax, the true cost of living in Toronto, and how expats and nomads get a visa.
Take-home pay
Net salary in Canada after income tax and social security:
Combined federal plus Ontario (Toronto) rates, USD-calibrated from 2025 CAD brackets; totals vary by province, and CPP/EI contributions cap around $4,400/month of salary.
Cost of living · Toronto
Visa
No dedicated nomad visa; remote workers enter as visitors for up to six months, or use the Tech Talent work-permit streams.
Toronto is very safe by global standards, with low violent-crime rates.
Dial 911 for police, ambulance or fire.
Get paid in your home currency, spend in CAD, skip the ~3% bank markup.
Nomad-friendly cover that works from day one — most visas require it.
Moving to Canada — FAQ
Is there income tax in Canada?
Yes. Canada taxes income on progressive brackets. On a $60,000 salary the effective rate is about 25.6%, leaving roughly $44,616.
Can digital nomads get a visa for Canada?
Canada has no dedicated digital-nomad visa. No dedicated nomad visa; remote workers enter as visitors for up to six months, or use the Tech Talent work-permit streams.
How much does it cost to live in Toronto?
A single person needs roughly $2,600/month in Toronto, and a family around $6,000/month, all-in.