Cost of living
in Chicago.
Living in Chicago, United States costs about $2,700/month all-in for one person, and roughly $6,210/month for a family of four. That is cheaper than 10% of the 310 cities we track, and about 31% below New York.
Last updated August 2026 · How we calculate this
Cheaper than 10% of the 310 cities we track.
About 31% cheaper than New York.
Figures are average all-in monthly costs for one person, in USD — estimates for guidance, not a personal budget. The breakdown is a typical split of the total. Convert to your currency →
Living in Chicago — FAQ
How much does it cost to live in Chicago?
A single person needs roughly $2,700/month all-in in Chicago, United States — rent, food, transport and utilities. A family of four runs closer to $6,210/month.
Is Chicago expensive?
Chicago is cheaper than 10% of the 310 cities we track, and about 31% cheaper than New York.